This forum is to talk about removing all debt from your life and being a wise consumer. Its basis is from Dave Ramsey and his book Total Money Makeover.
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In a difficult financial situation, debts become an unbearable burden. Some people hope that due to some technical failure or another happy event, the loan record will disappear from the bank's database, and they won't have to pay anything back. But this only happens in dreams. If the borrower is more than 60 days overdue during the last six months, the lender will have the right to demand the full amount of the debt with interest, even if the contract has not yet expired. Many people want to hear the phrase: You have no more debts! I have been in this situation myself and understand what it is like. Thankfully I found a Mortgage Advisor in Derby who helped me sort out my problems competently and in no time.