So online, the sizes always seem to say something like 85x95 is a good size for Queen. In my experience (smaller than average size American woman, way smaller than average Hoosier), that's too small to go over two people. It looks pretty laying on a bed, but it's not enough to cover...90x100 is my minimum, and I think 100x100 is better. What do you guys think?

Yes, definitely needs to be bigger to cover 2 people, esp. if one is a cover-hog.  haha  Ideally, each person should have his/her own separate quilt.  I almost always think quilts are too narrow, and some don't look like they would even cover one person, much less 2.  I have a queen sized bed, and for everyday use, I usually buy something at Walmart, because I tend to be very hard on any quilt I sleep with on my own bed, twisting and turning and throwing it off and then grabbing it back on, and I also don't use a top sheet - just the quilt or the comforter.  The good, hand-made quilts are just to cover the "everyday" one when I make up the bed.  BUT the main thing I started to say is that when I buy a quilt, comforter, bedspread, coverlet, etc. for my queen bed, I always buy a king, so it is big enough that I always have enough cover, and I don't need to use a dust ruffle, which I really hate.  Just my 2 cents.  

I can't sleep without the sheet over me...tried staying at my aunt and she had a cheap comforter and no sheet...woke SO many times cause things were scratching me. LOL!!!! Back to the hotel for me! :P 

Or include a top sheet in suitcase.

Jo

LOL!!!! That's an idea

I agree with you.  Even tho' I sleep alone, I have a pillow to drape my arm over (side sleeper), and another at my back so when I roll over, I don't have to drag the arm drape pillow with me!

And I agree on the bed skirt thing - they never seem to fit or stay in place properly and look to fru fru for me!

Mary in Michigan

I agree, if it isn't big enough to keep you warm, it's too small.  I oversize every quilt I make for myself or family members.  Oversized Twin is what I make for baby quilts. Otherwise they are outgrown to fast, for the time & effort I put in.

IF I'm making a quilt for a group I will make the "approved" sizes.  But even then cheat just a bit to make them a bit bigger.